Our Rates
50%
Loan-to-value ratio (LTV)
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Annual interest rate
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Annual Percentage Rate (APR)*
How to get a Bitcoin-backed loan
Learn how to get your first Bitcoin-backed loan!
Applying is easy and quick, with loans approved within 24 hours.
The Ledn difference
Access funds easily
Ledn loans are simple and accessible. All you need is the equivalent of least 1,000 USD in BTC collateral and you may be automatically approved for a loan without any further credit checks.
Tax efficient
Unlike a sale of BTC for dollars, a Ledn loan is normally not a taxable event, and the interest you pay on the loan may even be tax deductible.
Fast & flexible
Loans are typically funded within 24 hours of approval. Pay off your loans at any time without penalties. No monthly payments are required.
Bitcoin Loan calculator
Bitcoin-backed loans are denominated in US dollars. However, they can be funded in your preferred currency.
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- Annual interest rate*----
Your Bitcoin Loan questions answered
What are Bitcoin-backed loans?
Bitcoin-backed loans are a fast and convenient way to access USD denominated loans using your bitcoin as collateral. They can be disbursed in your local currency.
Is there a minimum amount for a Bitcoin-backed loan?
To qualify for a Bitcoin-backed loan, you only need to have a minimum of at least 1,000 USD in BTC collateral.
How do I open a Bitcoin-backed loan?
Log into our platform ledn.io, and select your type of loan from the top menu, then follow the instructions presented on the screen after clicking on "Apply for a loan".
What currency can I get my loan in?
Loans can be funded in USD, USDC or your local currency. The loan will be denominated in US dollars regardless of the currency in which it is disbursed.
Are Bitcoin-backed loans available in my country?
Our Bitcoin-backed loans are available almost everywhere in the world, however, there are countries and states that may have certain partial or total restrictions. To find out if you are eligible, please contact support@ledn.io.
Can I pay back my loan before the end of the 12-month term?
Yes. You can repay the loan before the maturity date without any penalties.
* Annual interest rates and annual percentage rates are subject to change and may vary based on type of loan, the principal amount requested, and the borrower's jurisdiction of residence. Learn more in our Disclaimers.