Bitcoin loan calculator

Bitcoin-backed loans are denominated in US dollars. However, they can be funded in your preferred currency.

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The minimum loan amount is $500 USD
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Including fees
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Terms

12-month

Loan-to-value ratio (LTV)

50%

Annual percentage rate (APR)*

Starting at 13.4%

The information shown on the calculator is hypothetical and for illustrative purposes only and does not represent a commitment to lend. Ledn Loans availability may vary based on jurisdiction. Read our Risk Disclosure Statement and Disclaimers for more information.

How do Bitcoin loans work?

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Apply online

Open an account and choose how much you want to borrow.

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Deploy Collateral

Once approved, send required Bitcoin as collateral.

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Receive Funds

Ledn will then disperse your loan as quickly as possible.

Why use Ledn for your Bitcoin loan?

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Fast access to cash without selling your Bitcoin

Receive your funds within 24 hours of submitting collateral, enabling swift access to cash without selling digital assets.

Flexible

No credit checks or monthly payment requirement, making it easier to focus on your financial strategy.

Client control

You decide how your collateral is utilized—whether through Standard or Custodied loans, Ledn has options tailored to your needs.

Widely available and accessible

Loans starting as low as 500 USD, available in many different regions.

Proven track record

Ledn has processed over 5 billion USD in digital asset loans since 2018, with zero losses of client funds. Backed by TrustPilot reviews that reflect our reliability.

Maximize your gains

Features like loan rebalancing and partial repayments help you capitalize on Bitcoin price movements instantly, so you can optimize your returns.

Your Bitcoin Loan questions answered

What are Bitcoin-backed loans?

Bitcoin-backed loans are a fast and convenient way to access USD denominated loans using your bitcoin as collateral. They can be disbursed in your local currency.

Is there a minimum amount for a Bitcoin-backed loan?

To qualify for a Bitcoin-backed loan, you only need to have a minimum of at least 1,000 USD in BTC collateral.

How do I open a Bitcoin-backed loan?

Log into our platform ledn.io, and select your type of loan from the top menu, then follow the instructions presented on the screen after clicking on "Apply for a loan".

What currency can I get my loan in?

Loans can be funded in USD, USDC or your local currency. The loan will be denominated in US dollars regardless of the currency in which it is disbursed.

Are Bitcoin-backed loans available in my country?

Our Bitcoin-backed loans are available almost everywhere in the world, however, there are countries and states that may have certain partial or total restrictions. To find out if you are eligible, please contact support@ledn.io.

Can I pay back my loan before the end of the 12-month term?

Yes. You can repay the loan before the maturity date without any penalties.

*Interest rates are subject to change, and availability may vary based on jurisdiction.