Ethereum Loans
Our Ethereum loans are a fast, easy way to access dollars without selling your ETH.

Ethereum Loan Rates
50%
Loan-to-value ratio (LTV)
Starting at 10.4%
Annual interest rate
Starting at 12.4%
Annual Percentage Rate (APR)*
Ethereum Loan Rates
Ethereum loans offer quick access to funds without traditional credit checks, provide flexibility in repayment, and present opportunities for leveraging your digital assets. Whether you're looking to finance a new project, need liquidity without selling your digital assets, or want to take advantage of market opportunities, Ethereum loans can provide a viable solution.
How to get an Ethereum Loan
ETH-backed loans are ideal for individuals and businesses looking for quick access to funds, willing to leverage digital assets, and comfortable with the risks of cryptocurrency volatility. They're particularly suited to those who prefer the flexibility and efficiency of crypto lending solutions over traditional banking.
Apply for a Loan (takes 5 min)
Once your Ledn account is set up and verified, navigate to the loan application section on the Ledn platform. Here, you'll be able to use Ledn calculator to input the loan amount and determine how much ETH collateral you need to secure your loan. Then, provide the bank details where you want the loaned funds to be sent to.
Deposit your collateral
Once you've accepted the loan terms, you'll be prompted to deposit the agreed-upon amount of Ether as collateral. Follow the instructions provided by Ledn to transfer your collateral from your Transaction account or external wallet to the designated collateral wallet address.
Get Your Cash, Without Selling
After your collateral has been successfully deposited and confirmed on the blockchain, Ledn will disburse the loan amount to your bank account or USDC address within 24 hours.
The Ledn difference
Access funds easily
The process of obtaining a loan through Ledn is streamlined. Apply in minutes. No credit checks. Funds are typically released within 24 hours of receiving your collateral.
Flexible Loan Options
No monthly payments. Ledn clients can choose between Standard and Custodied loan options.
Proven Track Record
Not all lenders are created equal. Since 2018, Ledn has always taken a more thoughtful approach to spending capital, risk management, and crypto lending than some competitors.
Ethereum Loan calculator
Ethereum loans are denominated in US dollars. However, they can be funded in USD, USDC or your local currency.
12-month
50%
Starting at 13.4%
The information shown on the calculator is hypothetical and for illustrative purposes only and does not represent a commitment to lend. Ledn Loans availability may vary based on jurisdiction. Read our Risk Disclosure Statement and Disclaimers for more information.