Ethereum Loans

Our Ethereum loans are a fast, easy way to access dollars without selling your ETH.

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Ethereum Loan Rates

50%

Loan-to-value ratio (LTV)

Starting at 10.4%

Annual interest rate

Starting at 12.4%

Annual Percentage Rate (APR)*

Ethereum Loan Rates

Ethereum loans offer quick access to funds without traditional credit checks, provide flexibility in repayment, and present opportunities for leveraging your digital assets. Whether you're looking to finance a new project, need liquidity without selling your digital assets, or want to take advantage of market opportunities, Ethereum loans can provide a viable solution.

How to get an Ethereum Loan

ETH-backed loans are ideal for individuals and businesses looking for quick access to funds, willing to leverage digital assets, and comfortable with the risks of cryptocurrency volatility. They're particularly suited to those who prefer the flexibility and efficiency of crypto lending solutions over traditional banking.

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Apply for a Loan (takes 5 min)

Once your Ledn account is set up and verified, navigate to the loan application section on the Ledn platform. Here, you'll be able to use Ledn calculator to input the loan amount and determine how much ETH collateral you need to secure your loan. Then, provide the bank details where you want the loaned funds to be sent to.

Deposit your collateral

Once you've accepted the loan terms, you'll be prompted to deposit the agreed-upon amount of Ether as collateral. Follow the instructions provided by Ledn to transfer your collateral from your Transaction account or external wallet to the designated collateral wallet address.

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Get Your Cash, Without Selling

After your collateral has been successfully deposited and confirmed on the blockchain, Ledn will disburse the loan amount to your bank account or USDC address within 24 hours.

The Ledn difference

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Access funds easily

The process of obtaining a loan through Ledn is streamlined. Apply in minutes. No credit checks. Funds are typically released within 24 hours of receiving your collateral.

Flexible Loan Options

No monthly payments. Ledn clients can choose between Standard and Custodied loan options.

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Proven Track Record

Not all lenders are created equal. Since 2018, Ledn has always taken a more thoughtful approach to spending capital, risk management, and crypto lending than some competitors.

Ethereum Loan calculator

Ethereum loans are denominated in US dollars. However, they can be funded in USD, USDC or your local currency.

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The minimum loan amount is $500 USD
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Including fees
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Term

12-month

Loan-to-value ratio (LTV)

50%

Annual percentage rate (APR)*

Starting at 13.4%

The information shown on the calculator is hypothetical and for illustrative purposes only and does not represent a commitment to lend. Ledn Loans availability may vary based on jurisdiction. Read our Risk Disclosure Statement and Disclaimers for more information.

Your Ethereum Loan Questions Answered

What is an Ethereum Loan?

ETH-backed loans are a fast and convenient way to access USD denominated loans using your ETH as collateral. These loans can be disbursed in your local currency.

How are Ethereum Loans Collected?

Like all Ledn loans, ETH-backed loans can be repaid using collateral, via wire transfer, or utilizing USDC in your Ledn Transaction Account.

What are the main benefits of a ETH Loan?

ETH-backed loans allow you to get the cash you need without selling your assets. At Ledn, you can apply for a loan in minutes and they're funded within 24 hours of receiving your collateral. No monthly payments either!

Are Ethereum Loans available in my country?

Our ETH-backed loans are available almost everywhere in the world, however, there are countries and states that may have certain partial or total restrictions. To find out if you are eligible, please contact support@ledn.io.

* Annual interest rates and annual percentage rates are subject to change and may vary based on type of loan, the principal amount requested, and the borrower's jurisdiction of residence. Learn more in our Disclaimers.