Earning Interest with Ledn Savings
When it comes to your assets, we believe transparency and risk mitigation are paramount. All of Ledn’s loans outstanding are to creditworthy institutional counterparties with strong balance sheets, a strong risk management culture, and a management team with whom we maintain frequent and open dialogue.
Bitcoin & USDC Savings Accounts
Up To APY
Paid in Bitcoin
Paid in USDC
Keep it Simple
No minimum balance and no locked-in term. Start earning interest right away and withdraw when you need to.
Monthly Compound Interest
Compound interest means your savings can grow exponentially. Interest accrues daily and is paid and compounded monthly in Ledn Savings Accounts.
Notice for U.S. Residents: Effective April 4, 2022, U.S. clients will no longer be able to earn interest on any newly deposited funds in their BTC and/or USDC Savings Accounts, where available; however, they will continue to earn interest on their pre-existing balances in their BTC and/or USDC Legacy Savings Accounts.
How the Ledn Savings Accounts Work
- What are the Ledn Savings accounts?
- What is USDC?
- How does Ledn generate the interest it pays in the Savings Accounts?
- How long do incoming bitcoin transfers take to get posted to my account?
- How long do incoming USDC transfers take to get posted?
Interest and Withdrawal Fees
- Is there a minimum balance to earn interest?
- Are there any fees to use the USDC Savings Account?
- Are there withdrawal fees or any other fees to use the Bitcoin Savings Account?
- Can I withdraw my Bitcoin and/or USDC at any time?
- Is there a fee to withdraw USDC from my account?
Operations, Security and Insurance
- Are there any limits on my withdrawals?
- How long does a withdrawal take to get processed?
- Are the Ledn Savings Accounts available worldwide?
- Are the Ledn Savings accounts available for U.S. clients?
- Can I trade assets once they are in the Savings accounts?
- Where is my bitcoin and/or USDC stored?
- Is the balance in my Savings Accounts insured?